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Arizona Bicycle Accident Attorneys

If you’ve just been hit while riding your bike, you’re probably dealing with a mix of shock, pain, confusion, and questions. One minute, you’re pedaling through your neighborhood or commute—then, without warning, you’re on the pavement. It’s not just the impact that hurts. It’s the aftermath: the hospital bills, the missed work, the uncertainty about whether the driver will be held accountable.

That said, be assured that the driver’s insurance company is already moving. They may act friendly. They may even reach out quickly with an offer. But make no mistake—their job is to limit how much they pay you. They are not on your side.

Why Injured Cyclists Call Torgenson Law

When your world is spinning and you’re trying to get back on your feet, choosing the right law firm matters. You don’t just need a lawyer—you need a team that sees you as more than a claim number. That’s what we offer.

We handle every case with personal attention, grit, and empathy—because it’s not just business to us. It’s personal.

We Treat Every Case Like It’s Personal—Because It Is

We’ve built our entire firm around the idea that no injury case is small when it’s your life that’s been turned upside down. Our team comes from working-class roots, and we know what it’s like to fight for what’s right. When we take on your case, we take it personally.

We’ll listen. We’ll get to know your story. And we’ll fight like it happened to one of our own.

When You Call, You Talk to a Lawyer

We don’t hide behind voicemail systems or pass you off to a case manager. From day one, you’ll talk directly with the attorney handling your case. That means clear answers, honest updates, and someone who knows your name—not just your file number.

Trial-Ready and Built to Win

We prepare every case like it’s going to court. That’s not because we love lawsuits—it’s because insurance companies only play fair when they know you’re ready to take it all the way. We gather evidence, interview witnesses, and bring in experts early so we’re ready when the time comes.

This approach gets results. Whether through settlement or trial, we make sure the people who caused your injuries are held accountable.

Call Now for a Free, No-Pressure Case Review

You don’t have to figure everything out before reaching out. Just call. We’ll walk you through what happens next and how we can help. The consultation is free. You don’t pay unless we win. No pressure. No games. Just a team ready to fight for you.

Why Bicycle Crashes Are So Dangerous

These aren’t scrapes and bruises. These are serious, often life-changing events that leave riders dealing with pain, surgeries, and uncertainty.

No Protection, Just Impact

Bikes offer zero impact protection. When a car strikes a cyclist, the rider usually gets thrown from the bike, directly into the street, sidewalk, or another object. The results can be catastrophic.

Unlike car occupants, you don’t have safety features on your side. That’s why cyclists often suffer multiple injuries from a single crash—including head trauma, spine injuries, and compound fractures.

Even Low-Speed Collisions Can Be Life-Changing

It doesn’t take a speeding vehicle to cause severe damage. Even at 10 or 15 miles per hour, the momentum of a car hitting a bicycle can result in a broken hip, torn ligaments, or a traumatic brain injury. We’ve seen clients with permanent pain and limited mobility from crashes that barely dented the vehicle.

High-Visibility Gear Doesn’t Prevent Careless Drivers

Even the most safety-conscious cyclists—those wearing reflective gear, using lights, and following every traffic law—still get hit. That’s because no amount of visibility can compensate for a distracted or aggressive driver. We’ve worked with countless riders who did everything right and still ended up in the ER.

These aren’t freak accidents—they’re the result of preventable negligence. And when that negligence changes your life, you have every right to demand accountability and full financial recovery.

How Bike Accidents Happen in Arizona

Understanding how these wrecks happen is key to proving fault and holding the right people accountable. It’s rarely “just an accident.” It’s usually someone’s failure to pay attention or follow the rules.

Drivers Who Don’t Yield or Share the Road

Arizona law gives cyclists the right to use the road, but many drivers ignore that. Whether it’s passing too close, failing to yield at intersections, or cutting into bike lanes, these careless actions lead to preventable collisions. Remember, we hold drivers accountable for violating your space, your safety, and your rights.

Intersections, Blind Turns, and Close Calls

Many bike crashes happen at intersections or while making turns. Drivers either “don’t see” the cyclist or misjudge their speed. Whether they blow through a stop sign or make a right turn into a bike lane, the damage is the same—and it’s on them.

Distraction, Alcohol, and Driver Negligence

A driver glancing at a text. A driver with one too many drinks. A driver rushing through traffic like they own the road. These choices aren’t just bad judgment—they’re dangerous, and when they hurt someone, they’re inexcusable.

We work fast to gather phone records, dash cam footage, and witness accounts to prove what really happened.

Potholes, Debris, and Dangerous Road Conditions

Not every crash is caused by a driver. Sometimes, it’s the road itself. If a city or county failed to fix a known hazard, they could be liable for your injuries. Loose gravel, unmarked construction zones, or broken pavement all create risk—and we investigate every angle.

Car Doors Opening Into Bike Lanes

One common and often overlooked cause of bike crashes is drivers or passengers swinging open their car doors without checking for oncoming cyclists. This type of sudden, unavoidable collision can send riders over their handlebars and cause serious injury. Drivers are responsible for making sure it’s safe before opening their doors—especially next to a bike lane.

Speeding in Residential or Urban Areas

Drivers who treat residential streets like highways create deadly conditions for cyclists. Even in low-traffic neighborhoods, speeding cars reduce reaction time and make it almost impossible for a cyclist to avoid impact. These cases often involve children or recreational riders who never expected a speeding car to come flying around a corner.

Understanding how these wrecks happen is key to proving fault and holding the right people accountable. It’s rarely “just an accident.” It’s usually someone’s failure to pay attention or follow the rules.

What Arizona Law Says About Bike Crashes

If you’ve been hit while biking, you’re likely wondering what your rights are and how Arizona law applies to your situation. The truth is, the legal system doesn’t always make it easy to get answers—but understanding a few key points can help you take the right steps.

Arizona recognizes bicycles as vehicles, which means cyclists have the same rights—and responsibilities—as drivers. But that doesn’t mean you’ll automatically be treated fairly after a crash. That’s why it’s so important to understand how fault works and what happens if the insurance company tries to shift the blame onto you.

Who Has the Right-of-Way and How It Affects Your Case

Arizona traffic laws make it clear: cyclists have the right to be on the road, and drivers must treat them with the same respect and caution as any other vehicle. If a driver fails to yield at an intersection, cuts across a bike lane, or turns without checking for cyclists, they can—and should—be held liable.

Proving who had the right-of-way often involves more than just pointing to a stop sign. It takes a careful review of traffic patterns, signals, witness statements, and camera footage. We gather all of this to build a strong argument that shows exactly how the driver broke the law and put you in harm’s way.

What If You Weren’t Wearing a Helmet?

In Arizona, helmets are only legally required for riders under 18. That means if you’re an adult and weren’t wearing one at the time of the crash, it won’t automatically disqualify your claim.

Still, insurance companies may try to argue that your injuries were worse because you weren’t wearing a helmet. We’re ready for that. We focus the case where it belongs—on the driver’s actions, not your protective gear. You can still recover compensation even if you weren’t wearing a helmet.

What to Do After a Bicycle Accident

If it’s been a few days since your crash, you may be feeling the delayed effects of your injuries—soreness that’s getting worse, headaches that won’t go away, or a growing sense that something just isn’t right. It’s also likely that you’ve started to hear from insurance companies, repair shops, or even the driver who hit you. If that’s where you are, it’s not too late to take action.

See a Doctor If You Haven’t Yet

Even if the pain didn’t hit you right away, that doesn’t mean you’re fine. Injuries like concussions, internal bruising, and soft tissue damage often take time to show up. If you haven’t seen a doctor yet, now is the time. Medical documentation is critical—not just for your health, but for your case.

Insurance companies watch for delays and may try to argue your injuries aren’t related to the crash. Seeing a doctor now helps tie everything back to the moment it happened.

Gather and Organize What You Can

Hopefully, you took photos, wrote down what happened, or spoke to witnesses. But even if you didn’t, you can still start documenting now. Take photos of your injuries and damaged bike. Write down everything you remember about the crash. Save your medical paperwork, receipts, and anything the insurance company sends you.

If you’ve had to miss work or appointments, make a note of that too. Every detail adds weight to your case.

Don’t Deal With Insurance Alone

If you’ve already spoken to the insurance company, don’t panic. But don’t say anything else until you speak with a lawyer. Even small statements can be twisted to minimize your payout. And if they’ve made you an offer already, there’s a good chance it’s far less than what your case is worth.

When you call us, we’ll take over those conversations immediately. You won’t have to negotiate, explain, or justify anything. We’ll do that for you—and we’ll do it with your best outcome in mind.

Who Might Be Responsible for the Crash

Most people assume it’s just the driver. But bike crashes are often more complicated. There may be multiple parties involved—and each one could be partially liable for what happened to you.

Careless Drivers

This is the most obvious one. Whether they were texting, speeding, drunk, or just not paying attention, drivers who fail to look out for cyclists are a danger. And when they cause injuries, they should be held fully accountable.

We dig into their driving record, phone records, and vehicle data to show exactly how they were negligent—and why they’re on the hook for your injuries.

Cities or Counties That Failed to Fix the Road

If your crash was caused by a giant pothole, broken bike lane markings, poor signage, or other road hazards, the city or county responsible for maintaining that roadway might be liable. These cases are complex and time-sensitive—but we know how to handle them.

We’ve filed claims against government entities across Arizona, and we know what it takes to preserve your rights and build a case that gets taken seriously.

Bike Companies That Sold Unsafe Equipment

Sometimes, it’s not a driver or the road—it’s the bike itself. If your crash happened because of a brake failure, a defective tire, or a faulty frame, you may have a product liability claim. These cases require mechanical experts and detailed analysis, but we know how to pursue them.

No matter who caused your crash, we’ll find out. And we’ll hold them accountable.

Serious Injuries We See After Bicycle Accidents

Bike crashes leave more than bruises. The injuries we see are often long-term, life-changing, and expensive. These aren’t the kind of wounds that heal in a week—they’re the kind that change how you move, work, and live.

Brain Trauma and Head Injuries

Concussions and traumatic brain injuries are common in bike crashes—even when riders wear helmets. Symptoms can include memory loss, confusion, headaches, and emotional changes. In severe cases, victims may need long-term neurological care.

We work with doctors who specialize in brain injuries to fully document how these conditions affect your daily life, your ability to work, and your future.

Broken Bones and Facial Damage

A sudden fall or impact can break arms, legs, ribs, and facial bones. Some riders suffer jaw fractures, dental trauma, or orbital damage that requires reconstructive surgery. These injuries come with pain, time off work, and in some cases, permanent disfigurement.

We make sure your claim reflects not just your current bills—but the full cost of healing, physically and emotionally.

Spinal Injuries and Mobility Loss

The impact of a crash can compress, twist, or fracture your spine. In the worst cases, it can lead to paralysis or long-term mobility loss. These injuries often require surgery, physical therapy, and lifelong adjustments.

We bring in specialists to assess your prognosis and calculate what your care will cost not just today—but in the years ahead.

The Real Cost of a Bike Crash

When someone hits you while you’re on your bike, the consequences go far beyond the scene of the crash. It’s not just your body that takes the hit—it’s your finances, your work, your mental health, and your entire way of life. At Torgenson Law, we look at the full picture of what this crash has taken from you—not just what shows up on a hospital bill.

Lost Paychecks and Missed Work

Most riders we talk to have missed days, weeks, or even months of work. Some can’t return at all—especially if the job involves physical labor. When you’re recovering from broken bones, head injuries, or surgery, clocking in isn’t just hard—it’s impossible.

That lost income adds up fast. We factor in not only the wages you’ve already missed but the future income you’ll lose if your injuries stop you from going back to your career. That includes promotions, bonuses, and retirement contributions you would’ve earned.

Hospital Bills and Long-Term Recovery

Emergency care is just the beginning. After a bike crash, you might need surgery, physical therapy, follow-up appointments, and ongoing treatment for months or years. These costs pile up quickly—and many aren’t fully covered by insurance.

We don’t just calculate your current bills. We work with medical experts to estimate the full cost of your recovery so your claim reflects what you’ll need down the line—not just what you’ve paid so far.

Anxiety, Depression, and Loss of Enjoyment

The trauma of a bike crash doesn’t disappear once your wounds heal. Many cyclists deal with anxiety behind the handlebars, nightmares, and depression. You may stop riding altogether. You may avoid roads. You may feel isolated, angry, or disconnected from the life you had before.

Arizona law allows you to seek compensation for these emotional and psychological impacts. We help document how your mental health has changed and make sure these very real losses are counted in your claim.

Why Insurance Companies Push Back So Hard

If you’re wondering why the insurance company isn’t playing fair, you’re not imagining things. They often try to downplay bike accidents, shift the blame onto the cyclist, or offer lowball settlements that don’t come close to covering the damage.

Prejudice Against Cyclists

There’s a persistent myth that cyclists are reckless rule-breakers. Insurance companies lean into that. They assume you were weaving through traffic, riding unpredictably, or somehow responsible for the crash—whether it’s true or not.

We don’t let those assumptions go unchallenged. We use evidence—footage, witness testimony, crash reconstruction—to show the truth. You had a right to be on the road. And you have a right to be treated fairly.

Blaming You to Avoid Paying

Arizona follows a comparative negligence system, which means your compensation can be reduced if you’re found partially at fault. Insurance companies use this to their advantage. They’ll try to pin even a small percentage of blame on you to reduce their payout.

We know their tactics—and we know how to fight back. From day one, we work to minimize any claim of fault against you so you can recover the maximum amount possible.

How We Build a Case That Demands Attention

At Torgenson Law, we don’t wait for the insurance company to come around. We build a case so strong, so detailed, and so trial-ready that they have no choice but to take it seriously.

Locking Down Evidence Before It Disappears

The hours and days after a crash are critical. Surveillance footage gets erased. Witnesses forget details. Skid marks fade. That’s why we move fast to secure every piece of evidence while it’s still available.

We issue preservation letters, visit the crash site, gather traffic camera data, and get statements from witnesses before the insurance company can spin the story. The sooner we’re on your case, the better we can protect it.

Partnering With Experts Who Back Your Story

We bring in the right professionals to strengthen your claim—from crash reconstruction experts who can prove fault to medical specialists who understand the full scope of your injuries. These experts add credibility and make your case harder to ignore.

If your injuries affect your ability to work, we can also involve vocational experts to project your lost earning potential. These layers of insight help ensure nothing gets overlooked.

Showing the Full Impact on Your Life

We don’t just tally medical bills. We dig into how the crash has changed your day-to-day. Whether you’re struggling with pain, missing time with your kids, or feeling isolated from the things you used to love—we help paint the full picture.

When an insurance company sees a case backed by facts, experts, and your lived experience, they know we’re not going away quietly.

What You Can Get Compensation For

You’re not just seeking a payout. You’re trying to rebuild your life. And the compensation you recover should reflect the full extent of what the crash has cost you.

Medical Bills, Lost Wages, and More

That includes every ambulance ride, ER visit, surgery, medication, physical therapy session, and follow-up appointment. It also includes the income you’ve lost and the income you’ll miss in the future.

If your injuries require future care—like additional surgeries, in-home support, or adaptive equipment—we make sure those costs are included too.

Pain, Future Care, and Your Changed Life

You can also be compensated for the physical pain, emotional trauma, and life disruptions the crash has caused. This includes everything from the anxiety you feel on the road to the frustration of not being able to ride, exercise, or enjoy daily routines.

When we build your case, we account for every way your life has changed—and we push to recover everything the law allows.

Questions You Might Be Asking Right Now

If you’re still trying to figure out what comes next, you’re not alone. Most people who call us after a bicycle crash have similar concerns. Here are a few of the most common questions we hear—and the answers that can help you take the next step.

Can I Still File if I Didn’t Have a Helmet?

Yes. Arizona law only requires helmets for cyclists under the age of 18. If you’re an adult and weren’t wearing one, that does not prevent you from filing a claim or recovering compensation.

However, insurance companies may still try to argue that your injuries could have been prevented with a helmet—especially in cases involving head trauma. We push back hard on these tactics. The focus should be on the driver’s negligence, not your gear. Whether you wore a helmet or not, you had every right to be on the road and every right to be safe.

What If the Driver Took Off?

Hit-and-run crashes are more common than most people realize—and they’re especially devastating for cyclists. But even if the driver fled the scene, you still have options.

If you have uninsured motorist (UM) coverage, it may cover your injuries even when the at-fault driver can’t be identified. These cases move quickly, and evidence disappears fast, so it’s important to talk to a lawyer as soon as possible. We work quickly to preserve camera footage, interview witnesses, and explore every avenue for tracking down the driver or filing a UM claim on your behalf.

How Long Do I Have to Act?

In Arizona, you typically have two years from the date of the crash to file a personal injury claim. That might sound like a long time, but the clock starts ticking immediately—and some cases have shorter deadlines. Claims against government entities, for example, often have strict notice requirements that must be filed within 180 days.

The sooner you act, the more evidence we can gather and the stronger your case will be. Waiting too long can make it harder to recover what you’re owed.

What If I Was Partially at Fault?

Even if you think you might share some of the blame, you can still pursue compensation. Arizona follows a pure comparative negligence rule, which means your settlement is reduced by your percentage of fault—but you’re not barred from recovering. For example, if you were found 20% responsible and your damages total $100,000, you could still recover $80,000.

We work hard to reduce any assigned fault and make sure the bulk of responsibility lands where it belongs: with the driver who hit you.

Can I Still File a Claim If I Wasn’t in a Bike Lane?

Yes. Arizona law does not require cyclists to use a bike lane if one is available. You have the legal right to ride in the street, and failing to use a bike lane does not automatically make you at fault. We’ll make that clear to the insurance company—and to the court, if necessary.

Ready to Move Forward? So Are We

If you’re here reading this, you’ve already taken the hardest step: looking for help. Now it’s time to make sure you get it. At Torgenson Law, we’re ready to step in and guide you through every part of your recovery—from filing the claim to fighting for every dollar you’re entitled to.

You Don’t Pay Unless We Win

We work on a contingency basis. That means you pay nothing upfront, and we only get paid if we win your case. No hourly rates. No hidden fees. Just a clear agreement: we fight for you, and we don’t get paid until you do.

You Deserve a Team That Fights Like You’re Family

We know what this crash has cost you—and we don’t take that lightly. When we take your case, we treat it like it happened to one of our own. We listen, we act, and we never back down from a fight. Our team brings the experience, preparation, and determination needed to take on big insurance companies and win.

Talk to an Arizona Bicycle Accident Lawyer Today

You don’t have to do this alone. If you’re hurt, overwhelmed, or unsure where to start, we’re here to help. The moment you call us, we begin building a plan focused on your recovery, your rights, and your future. We know how fast the bills pile up. We know how hard it is to explain your pain to an insurance adjuster who only sees numbers. And we know how much strength it takes to ask for help.

At Torgenson Law, we don’t just take your case—we take it personally. We listen to your story, identify every party that may be responsible, and act immediately to secure the compensation you need to move forward. Whether you’re facing mounting medical expenses, time off work, or the emotional toll of the crash, we have the experience and grit to fight for you.

Reach out today for a free consultation. There’s no cost, no catch, and absolutely no pressure. You’ll speak directly with a lawyer who’s ready to take action and answer your most urgent questions. And if you hire us, you pay nothing unless we win.

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