The term “accident” is often used by insurance adjusters to downplay the value of personal injury claims. By definition, an “accident” implies that an event was unexpected, unintentional, and nobody’s fault — which can lead victims to believe their injuries were unavoidable. This mindset benefits insurance companies, making claimants more likely to accept low settlement offers.
However, in Arizona law, a person can be held liable for injuries if they negligently caused another’s damages, even if the harm was unintentional. Using the word “accident” ignores this legal standard and falsely suggests that injuries occur without fault.
If you or a loved one has been injured, don’t let an insurance adjuster convince you your claim is worthless. Contact Torgenson Law for a free consultation and an honest assessment of your case.
John Torgenson is a highly experienced personal injury lawyer with over 20 years of practice in Arizona. He earned his Bachelor’s degree from the University of Utah and his Juris Doctor from Notre Dame. John has a proven track record of securing substantial verdicts and settlements, including an $8.25 million recovery for a gunshot injury victim. His expertise has earned him AVVO ratings and recognition as a Super Lawyer.
John is also a sought-after lecturer on personal injury law, sharing his extensive knowledge with peers and aspiring attorneys. Beyond his legal practice, John is an avid golfer and actively supports organizations like the Military Assistance Mission, Arizona School for the Arts, Page Balloon Regatta, University of Arizona Foundation, Junior Achievement of Arizona, and the Tim Huff Pro Bono Golf Classic.
Passionate about advocating for injury victims, John dedicates his career to battling insurance companies and corporate interests, ensuring that the rights of those who are hurt are vigorously defended.
