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Underinsured & Uninsured coverage

June 25, 2018 By John Torgenson

If you’ve been in an accident with an uninsured motorist (UM), or you’ve been in a hit-and-run and the driver cannot be located, UM coverage will pay out your medical bills and expenses after the accident. Underinsured motorist coverage will cover the cost of damages when they exceed the responsible party’s limits in liability insurance. This is crucial especially if you have sustained serious injuries from the accident. If you’ve been in an accident with an uninsured or underinsured driver, it is wise to consult a personal injury lawyer before dealing with the insurance company to make sure you receive the maximum compensation for your injuries.

John Torgenson portrait

John Torgenson

John Torgenson is a highly experienced personal injury lawyer with over 20 years of practice in Arizona. He earned his Bachelor’s degree from the University of Utah and his Juris Doctor from Notre Dame. John has a proven track record of securing substantial verdicts and settlements, including an $8.25 million recovery for a gunshot injury victim. His expertise has earned him AVVO ratings and recognition as a Super Lawyer.

John is also a sought-after lecturer on personal injury law, sharing his extensive knowledge with peers and aspiring attorneys. Beyond his legal practice, John is an avid golfer and actively supports organizations like the Military Assistance Mission, Arizona School for the Arts, Page Balloon Regatta, University of Arizona Foundation, Junior Achievement of Arizona, and the Tim Huff Pro Bono Golf Classic.

Passionate about advocating for injury victims, John dedicates his career to battling insurance companies and corporate interests, ensuring that the rights of those who are hurt are vigorously defended.