Rideshare services like Uber and Lyft make it easier for people to get around, but with millions of rides provided each day, car accidents are bound to happen. What to do after a collision may be confusing for injured rideshare passengers or drivers of the other vehicles involved. If you have been injured in a rideshare accident, contact our Phoenix rideshare accident lawyers. We can guide you through the claims process and help you obtain the compensation you need.
Rideshare accidents can cause drivers, passengers, and bystanders to sustain serious and life-threatening injuries, such as:
A rideshare accident is different from a typical car accident, in that liability isn’t always clear. Normally, the at-fault driver is responsible for any damages. However, that can change depending on if they were considered to be working at the time they caused the accident. If so, their employer is liable.
Both Uber and Lyft require drivers to have their own personal insurance policy and will provide coverage themselves only under certain conditions:
Uber provides coverage for their drivers, as follows:
Driver Has Accepted a Ride or Until Passenger is Dropped Off: Uber’s commercial insurance coverage applies, which includes up to $1 million per accident for property damage and bodily injury, and another $1 million if the other driver is uninsured or underinsured.
Lyft has very similar insurance policies to Uber, and they apply in the following scenarios:
If you are driving when involved in an accident with an Uber or Lyft driver who has a client in their vehicle, you may be entitled to compensation from both their personal auto insurance and the rideshare company. However, these cases can certainly be more complicated and challenging when it comes to liability since rideshare companies typically consider drivers to be independent contractors, rather than employees. Therefore, companies like Uber and Lyft may be quicker to deny responsibility in an injury claim.
Our personal injury attorneys in Phoenix have extensive experience representing clients who have been in ridesharing accidents in Arizona. Dealing with the aftermath of a collision can be scary, expensive, and time-consuming. Let us help you get through this situation as easily and painlessly as possible. We can start with a free case evaluation and help you decide which steps to take next, call (602) 759-0012 or reach us online today.