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"My wife and I found Torgenson Law the beginning of 2023. Hunter and his colleagues were very easy to work with! They knew exactly how to address our problems and that made me feel very comfortable. This is a Professional Team that I highly recommend. Thank You for all your help." "Mi esposa y yo encontramos Torgenson Law a principios de 2023. Fue muy fácil trabajar con Hunter y sus colegas. Sabían exactamente cómo abordar nuestros problemas y eso me hizo sentir muy cómodo. Este es un Equipo Profesional que recomiendo altamente. Gracias por toda su ayuda." Stephen K. Read our 5 Star Google Reviews Lea nuestros comentarios de 5 estrellas en Google

Phoenix Business Interruption Insurance Lawyer

Operating a business can be incredibly rewarding, but it is also stressful. Business owners and operators try to make plans for any disaster that can occur. To that end, business owners obtain various types of insurance to prepare for disruptions in business. One type of insurance that is available is “business interruption insurance.” At Torgenson Law, our Arizona business interruption insurance attorneys want to discuss what this type of coverage does for business owners. We are dedicated to ensuring clients receive the insurance coverage they paid for and deserve.

Why Choose Torgenson Law

The team at Torgenson Law will not stop fighting for our clients until we uncover every detail of what we need to know to secure compensation.

  • Our goal is to ensure that our clients secure full compensation for their business interruption insurance claims.
  • We have extensive experience navigating through aggressive insurance company tactics.
  • We are a team of trial lawyers that make a point to keep every client informed every step of the way.

What is Business Interruption Insurance?

Just like other types of insurance you purchase, business interruption insurance is supposed to help cover any losses incurred that are covered under the terms of the policy. Specifically, business interruption insurance is designed to help cover costs in the event of a major shut down. This can occur due to the following:

  • Natural disasters (floods, major storms, fires, etc.)
  • Explosions and fires
  • Water damage (natural or infrastructure failure)
  • Supplier failure or supply chain disruption
  • Machinery breakdown
  • Loss of running water or electricity
  • Cyber-attacks on business technological infrastructure
  • Crime or vandalism
  • Government mandated curfews or business shutdowns (COVID-19)

When a serious incident happens that shuts down a business’s operations, business interruption insurance is designed to return the business to the same financial position it would have been in had their losses not occurred. This type of insurance is in “add-on” to a regular business insurance policy.

COVID-19 and business interruption insurance in Arizona

The coronavirus pandemic has dramatically affected businesses across this country. Companies across the state of Arizona have been dramatically affected by government-mandated shutdowns and stay at home orders. Non-essential businesses have been closed, and essential businesses have seen massive interruptions. All of this has dramatically affected a business’s ability to operate and led to significant financial losses.

Why You Need An Attorney

When dealing with any insurance claim, particularly one in which there may be a large payout, you need an attorney by your side. Insurance carriers are “for-profit” entities that will use various tactics in order to minimize how much they pay a policyholder in a settlement. An attorney will obtain all evidence related to a claim in order to bolster the case for their client. A skilled Phoenix business interruption insurance attorney will aggressively negotiate with the insurance carrier and work to secure maximum compensation for a claim.

Contact a Phoenix Business Interruption Insurance Attorney

If you are a business owner and are having difficulty obtaining your rightful business interruption insurance compensation, contact the team at Torgenson Law today. We pledge to thoroughly investigate your case in order to secure any compensation you may be entitled to under the terms of your policy. Now, more than ever, this type of insurance could be a lifeline for businesses. COVID-19 is going to affect businesses for some time to come. When you need in Phoenix business interruption attorney, you can contact us for a free consultation of your case by clicking here or calling (602) 726-0747.